It's not a wallet, it's literally two metal plates held together by a rubber band. With 12 cards between the plates (which includes Driver's license, medical card, weapon permit and ID) it's very unwieldy to remove one particular card. So it becomes, first remove band, shuffle through cards and then remove the appropriate one.Besides credit cards a person also carries debit cards. Maybe less cards would be better. Practicing sweeping plates apart may help. Will the band hold up is questionable. Too early to say. The metal plates are solid though.